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Ultra VX Visa® Card
The Ultra VX Visa® Card, issued by New Millennium Bank, is a stored value card designed for those who are looking for an above average secured card that also offers a reward program.
Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide a rewards program. Cardholders receive one point per dollar spent on purchases. Points can be redeemed for travel rewards with Southwest Airlines, American Airlines, jetBlue, Marriott, and more.
Although there is no annual fee, there is an account set up fee of $29.95. There is also a monthly participation fee of $6.95 that amounts to $83.40 annually. In total, cardholders can expect to pay $113.35 in fees during their first year.
The most unique feature of the card is the Credit-On-Demand option. Credit-On-Demand allows cardholders to increase their credit limit up to $25,000. Through the Credit-On-Demand feature cardholders are able to determine their credit limit by th[ Click here for a full review of the Ultra VX Visa® Card]
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