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TrueEarnings(R) Card from Costco and American Express
The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program.
The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and on gasoline purchases up to $3000 (1% thereafter). There is no limit to the amount of cash rebates that can be earned.
In addition to the cash rebates, the card does provide several benefits and services that are commonly found with American Express® credit cards, such as purchase protection, auto rental insurance, and travel accident insurance.
The card has an above average interest rate for purchases and balance transfers (for a reward card). There is no annual fee with a paid Costco membership. Cardholders can also take advantage of the 0% introductory offer on purchases.
Therefore, those who plan to [ Click here for a full review of the TrueEarnings(R) Card from Costco and American Express]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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0% on Purchases for 6 months
No Annual
Standard
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Chase Freedom℠
The Chase Freedom SM credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history.
Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to 20% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn an unlimited 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire.
Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase Freedom SM has no annual fee and a reasonable APR for purchases[ Click here for a full review of the Chase Freedom℠]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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12 months on balance transfers, 6 months on purchases*
$0
Standard
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Discover® More Card
The Discover® More Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.
Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.
As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
The card has no annual fee and features an attractive 0% introductory APR on balance transfers for 15 full months, and a 0% introductory APR on purchases for 6 months.
Aside from the rewards program, the card also provides several platinum benefits, includ[ Click here for a full review of the Discover® More Card]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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0% APR*
$0
Platinum
Rebate
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Discover® Motiva Card
The Discover® Motiva Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases.
Through the rewards program, cardholders who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate. Cardholders will also earn .25% for purchases made at select warehouse clubs and discount stores.
As an added bonus, cardholders are eligible to earn a 5%-20% cashback bonus at participating online retailers through Discover's exclusive online shopping site. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36 month period.
Cardholders will also be eligible to earn a pay-on-time bonus. Each time cardholders make six on-time payments in a row they will receive a credit towards the payment of their next month's interest. Card[ Click here for a full review of the Discover® Motiva Card]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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3.99% APR*
$0
Standard
Rebate
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IberiaBank Visa® Gold Cash Back Rewards Card
The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash reward program.
Through the rewards program, cardholders earn 1% in cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account.
The card has no annual fee and the interest rate for purchases is reasonably low for a rewards card (for those who qualify). Plus, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.
In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.
Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the c[ Click here for a full review of the IberiaBank Visa® Gold Cash Back Rewards Card]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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1.99% APR for 6 Months
$0
Gold
Rebate
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Citi® Dividend Platinum Select® MasterCard®
The Citi® Dividend Platinum Select® MasterCard® is designed for individuals with good credit who would like to take advantage of the various standard services and benefits provided by Citibank.
This card has a reasonably low variable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward balance transfers for 15 months.
The card does provide several platinum cardholder benefits that include auto rental insurance and fraud protection services. Through the rewards program, cardholders earn a full 1% cash back on all eligible purchases and cash advances, as well as $5 cash back on individual balance transactions of $1,500 or more. Cardholders also enjoy 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10, as well as an average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center.
Therefore, those who plan to take advantage of t[ Click here for a full review of the Citi® Dividend Platinum Select® MasterCard®]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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0% Intro APR for 15 Months*
$0*
Platinum
Rebate
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Discover® More Card - Black
The Discover® More Card - Black, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.
Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.
As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
Aside from the reward program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive disco[ Click here for a full review of the Discover® More Card - Black]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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0% Intro APR
$0
Platinum
Rebate
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Chase Freedom® Visa - $100 Bonus Cash Back
The Chase Freedom SM Visa - $100 Bonus Cash Back credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to 20% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire. Plus, cardholders will receive a $100 cash back bonus after spending just $799 within the first three months of the account opening!
Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase Freedom SM Visa - $100 Bonus Cash Back has no annual fee and a reasonable APR for purchases fo[ Click here for a full review of the Chase Freedom® Visa - $100 Bonus Cash Back]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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No Introductory Rate Available
$0
Standard
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Chase Freedom℠ Visa
The Chase Freedom SM Visa credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.
This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history.
Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to 20% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire.
Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase Freedom SM Visa has no annual fee and a reasonable APR for purchases [ Click here for a full review of the Chase Freedom℠ Visa]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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12 months on balance transfers, 6 months on purchases*
$0
Standard
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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0% on Purchases for 6 months
No Annual
Standard
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Discover® More Card - $75 Cashback Bonus
The Discover® More Card - $75 Cashback Bonus, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card that offers a $75 Cashback Bonus® after you make $500 in purchase within your first three months.
Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.
As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
Aside from the reward program, the card also provides several platinum benefits, including up to $500,000 in travel accident insura[ Click here for a full review of the Discover® More Card - $75 Cashback Bonus]
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Intro APR
Intro APR Period
Regular APR
Annual Fee
Status
Type of Reward
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0% Intro APR
$0
Platinum
Rebate
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